FuturePay is a safe, simple, and convenient payment option that lets you purchase online with no credit cards. With FuturePay, you can buy now, pay later.
FuturePay makes online shopping flexible and affordable, with simple, transparent fees. At the end of every billing period, you can pay off your balance in full, or make a minimum payment and carry the rest of the balance for only $5/month per $500.
FuturePay makes shopping easier and also allows you to enjoy flexible payment options with no hidden fees.
You can apply while making a purchase at participating online stores. To apply, you only need to enter your name, birthdate, address and the last 4 digits of your Social Security Number, along with a contact email address. Subject to credit approval, this process takes only seconds after which you can complete your purchase.
Forget about entering tons of payment information and credit card numbers. With FuturePay, checkout is simple. Just enter your email and FuturePay password and you’re done!
With FuturePay you also don’t have to pay for your purchases immediately, instead pay for all of your purchases at the end of the month.
Legal U.S. residents 18 years or older can apply. (Alabama and Nebraska residents must be at least 19 years old.)
After your application has been approved, you will receive a welcome email with your account information and a link to activate your account. Once received, click on the link to activate your account and complete your contact and banking information.
When you are ready to check out with a retailer offering FuturePay, simply select FuturePay as your payment method. Then enter your FuturePay username and password to complete your purchase.
All statements can be viewed when you log into your FuturePay account. When your monthly statement is ready, we will notify you by email. Every month your statement will include:
Please make sure you add FuturePay to your safe recipients email list, to ensure receipt.
To view any of your purchases, just log into FuturePay and click on “Activity.”
To view your current and previous statements, click on “Statements.”
Your statement will indicate your Due Date. You should make sure to pay at least your minimum due amount prior to the indicated Due Date.